Association Responsibility to Repair
Civil Code section 4775 generally makes an association responsible for any repairs or replacements necessary to restore interrupted gas, heat, water or electrical services that begin in the common area regardless of whether the matter extends into an owner’s property (i.e., into an owner’s lot or unit) or any exclusive use common area appurtenant to the owner’s property. (Civ. Code § 4775(a)(2)(A).)
Exceptions
The association is not responsible for repairs or replacements in either of the following situations:
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- Where the CC&Rs provide that the owner is responsible for such repair/replacement. (Civ. Code § 4775(a)(2)(A).)
- Where the utility service that failed is required to be maintained by a utility service provider. (Civ. Code § 4775(a)(2)(A).)
14 Day Timeline for Commencing Repairs
The association’s board of directors is required to “commence the process to make the repairs” within fourteen (14) days of the interruption of the utility service. (Civ. Code § 4775(b)(1).)
Inability to Meet Quorum for a Board Meeting within 14 Days
If the board is unable to meet quorum to hold a board meeting necessary to comply with the 14 day commencement of repair timeline, then at the next board meeting following the 14th day, the requirements of quorum are reduced so that the total number of directors at that meeting constitute quorum. This reduction in quorum applies only for the vote to commence the repair process, and the notice of the board meeting must contain a provision indicating the use of a reduced quorum. (Civ. Code § 4775(b)(3).)
Board Vote Through Electronic Means
If the directors are required to vote to initiate repairs, such voting may be performed by electronic means, including but not limited to, email. All records of the vote are deemed “association records” and subject to inspection procedures under Civil Code section 5210. (Civ. Code § 4775(b)(4).)
Funding Repairs Through a Loan
If an association does not have sufficient funds to make the repairs necessary to restore the interrupted utility service, the association may obtain a loan to pay for the costs of the repairs or replacements. (Civ. Code § 4775(b)(2).)
Approval & Assessment Authority
No membership approval is required for the association to take out a loan to fund the repairs/replacements. The association may also levy an emergency assessment as needed to allow for the repayment of the loan. (Civ. Code § 4775(b)(2).)
Resolution Requirement
Prior to taking out the loan, the board must pass a resolution containing written findings regarding the nature of the association’s expenses and how the association’s reserves do not cover the necessary costs. The resolution must be distributed to the members together with the notice of any emergency assessment, and together with notices that are otherwise required by law or the governing documents pertaining to the board’s action (if any). (Civ. Code § 4775(b)(2).)
Related Links
Understanding SB 900: HOA Repair of Utility Service Interruptions
– Published on HOA Lawyer Blog (May 2025)
SB-681 (Wahab) Housing.

Would cap fines at $100 per violation.
Current Status: Pending
FindHOALaw Quick Summary:
If an association adopts or has adopted a policy imposing any monetary penalty on any association member for a violation of the governing documents, existing law requires the board to adopt and distribute to each member a schedule of the monetary penalties that may be assessed for those violations and prohibits an association from imposing a monetary penalty on a member for a violation of the governing documents in excess of that schedule.
Existing law also requires the board to notify a member 10 days before a meeting to consider or impose discipline on the member and requires the board to provide a member with written notification of a decision to impose discipline within 15 days.
This bill would amend Civil Code Section 5850 to prohibit monetary fees from exceeding the lesser of that specified schedule or $100 per violation. The bill would also amend Civil Code Section 5855 to require the board to give a member the opportunity to cure a violation prior to the meeting to consider or impose discipline. The bill would reduce the time to provide written notification of a decision to impose discipline from 15 days to 14 days.
View more info on SB 681from the California Legislature's website